“We have used a lot of debt also. Unlike many startups which only use equity, we have used a mix of equity and a fair amount of debt. Being in a financing industry, it’s easy for us to raise debt than many of the other industries. We overall have raised close to about 80 million dollars only. So, it’s not a very large raise, but from the debt side, we have almost raised 200 million dollars. I think that is roughly what we have raised around 300 million dollars. We have a book, also, which is close to that number 300-million-dollar book is worth data.”