“And, obviously, a bigger institution that has a goal to build the same product, provide the same service, has more distribution capacity and capabilities. I think you see that in many of the fintech out there that they end up being observed in a larger, heavier momentum in terms of distribution. That is, I think, an inherent property of traditional finance. I do see my new world defined, the centralized finance and Blockchain to have different mathematics for some fundamental reasons.”