“She had great experience. As I said, I've broken a lot of those rules. She's phenomenal at infrastructure systems. We grew from there. We brought on great people with backgrounds in banking. Our Chief [audio difficulty 18:46] spent 30 years at Household Finance and HSBC. We have folks like Nigel Morris, as you mentioned from QED that are involved with the company. Sheila Bair is a former board member. She spent three years on our board. She's the former chairwoman of FDIC. So, we have a bunch of folks around the table that have been really, really helpful and instrumental in helping us in what is a very complicated business.”