“Obviously, it's a difficult challenge for startups specifically in startups operating at a pretty big scale. We now operate multiple sites. We have four different sites where we have product and engineering folks. We have servicing meaning folks that pick up the phone and help our customer now in three different locations. We service not only on our own behalf, but we help some of our bank partners with servicing their consumers which is something that is really, really exciting and new for us as well.”