“It’s a combination of your having subscription demand at Grover, but also, you’re eventually managing your financial journey with us. The world looks like: you have a subscription, like an all-you-can-eat subscription with Grover. It costs you maybe 99 euros a month. You rent three products. You manage those subscriptions in the Grover app. You have a Grover debit card, maybe, and you’ll have no reason to either purchase things elsewhere or to finance things elsewhere.”