“And well strike may come came about because of a dramatic change in that. So like the best problems are are ones that you that you have yourself and that you want to that you think wow no one else is fixing this and so I saw um. I saw an opportunity when the world stopped carrying cash because I like during the first lockdowns. It's four years ago ah you know this month I ah noticed that on a whole bunch of occasions I wanted to tip or pay someone and couldn't.”