“I get a call from Robin Tanitus, a wonderful guy. I was at a hotel in New York City. I lived in Boston at the time. I assumed we were set to close the deal the next day. I thought he was calling just to dot an i or cross a t or say something. He led in with the preamble, which I initially knew was a big punch. He said, “Chris, we’ve never done this before. I’ve never seen Royal Bank of Canada do this. These are unprecedented financial times that we’re having. Capital markets are worried, and we have made the very difficult decision that we’re not going to be funding your deal tomorrow.”