Ralph Andretta, Founder of Bread Financial

Ralph Andretta joined Bread Financial in February 2020 as President and CEO, overseeing the company's growth, development, and financial performance.

About Ralph Andretta

Ralph Andretta joined Bread Financial in February 2020 as President and CEO, overseeing the company's growth, development, and financial performance. With over 30 years of experience, he has led the company through a multi-year business transformation, rebranding, technology modernization, and expansion of product offerings. Prior to Bread Financial, he held leadership roles at Citi, Bank of America, and American Express.

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