Patrick Graaf, Founder of in3

About Patrick Graaf

Patrick Graaf is the CEO and founder of in3, a Dutch buy-now-pay-later (BNPL) scaleup that allows consumers to pay in three installments. He led in3 through a growth phase that included securing Series B funding to expand operations in Germany. In3 was acquired by TrueLayer in May 2026.

Patrick Graaf at a glance

• Company: in3
• Total raised: $96M
• Latest round: Series B
• Investors: Finch Capital, Northzone, Tiger Global Management, 4investors
• Location: Eindhoven, Netherlands

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