Fipto Pitch Deck (2023): 13-Slide Seed Deck

Fipto is positioning itself as the critical infrastructure layer for corporations looking to integrate blockchain-native financial services without the operational and regulatory headaches typically associated with crypto. The deck highlights a clear problem: traditional financial services are flawed due to heavy intermediation (Slide 2). Fipto proposes a unified platform for global payments, institutional-grade custody, and treasury management (Slide 7). Their strongest selling point is their regulatory status, specifically citing their PSAN registration with the AMF in France (Slide 12). Wh…

Key takeaways

• The company identifies intermediation in banks and brokers as the primary flaw in current financial services (Slide 2).
• Fipto aims to provide businesses with 'enterprise ready' usability, transparency, and security for blockchain services (Slide 3).
• The product addresses four specific corporate hurdles: regulatory compliance, tax/accounting, complex environments, and operational risks (Slide 5).
• A core pillar of the business is being 'API first,' with 100% of the offering available through a RESTful API (Slide 6).
• The platform includes a dashboard for consolidating Fipto wallets with external wallets for a unified view (Slide 8).
• Security features include MPC-CMP private key protection and chip-level hardware isolation (Slide 6).
• The deck explicitly lists their French regulatory registration number: E2023-069 (Slide 12).
• The deck omits critical investor information, including the founding team's background, competition, and the funding amount being sought.

Frequently asked questions

What specific problem does Fipto solve for corporate clients?

Fipto addresses the friction caused by traditional financial intermediaries like banks and brokers. According to Slide 2, these intermediaries make services like payments, deposits, and credits 'flawed.' Fipto provides a direct bridge to decentralized financial services, handling the underlying complexities of blockchain technology so that corporate treasury departments can manage digital assets with the same ease as fiat.

Is Fipto a regulated entity?

Yes, this is a central theme of the deck. Slide 6 mentions that they have pending licenses in the EU and specifically notes that PSAN registration was obtained with the AMF in March 2023. Slide 12 reinforces this by displaying their registration number, E2023-069, for digital asset custody and trading in France. This regulatory focus is designed to build trust with conservative corporate clients.

What are the technical capabilities of the Fipto platform?

The platform is built on three pillars: Compliance, Security, and API-first architecture. As detailed on Slide 6, it offers MPC-CMP private key protection, full account segregation, and a serverless infrastructure. The API-first approach ensures that 100% of their services can be integrated into a client's existing ERP or third-party software, facilitating automated mass payments and conversions.

How does Fipto handle accounting and auditing for crypto assets?

Fipto includes a 'Reporting and consolidation' feature. Slide 7 and Slide 11 explain that the platform provides 'audit-proof' aggregated valuations across all digital assets. Users can export transaction data to facilitate tax and accounting processes, solving one of the major operational risks (Tax and accounting) identified on Slide 5.

What information is missing from the Fipto seed deck?

The deck is missing several standard components of a venture pitch. There is no team slide, which is unusual for a seed round where the founders' pedigree is vital. It also lacks a 'Market Size' (TAM/SAM/SOM) slide, a competitor analysis, a business model/pricing slide, and a specific 'Ask' detailing how much capital they are raising and how it will be used.

Fipto pitch deck: the facts

Company

Fipto

Year

2023

Stage

Seed

Slides

13

Sector

Fintech / Blockchain Infrastructure

Deck type

Seed Pitch Deck

Headquarters

France

Fipto pitch deck PDF

The full Fipto deck is embedded on this page and can be read slide by slide in the browser — no download or account required. Each slide is covered in the breakdown above.

What the Fipto pitch deck was used for

This is Fipto’s 13‑slide **seed** pitch deck from 2023 for a **Fintech / Blockchain Infrastructure** company focused on corporate treasury and digital‑asset payments. The deck presents Fipto as a compliant, API‑first platform enabling businesses to send and receive payments in fiat and digital currencies, manage treasury, and custody assets using blockchain rails. It was used in connection with Fipto’s September 2023 seed round, following its registration as a Digital Asset Service Provider (PSAN) with the French AMF in March 2023.

Business model: Fipto provides a B2B payments and corporate treasury management platform that allows companies to manage treasury and make international payments in fiat and digital currencies using blockchain-based infrastructure.

Round

Seed

Year

2023

Lead investor

Serena

Investors

Serena (also referred to as Serena Capital), Motier Ventures

Founded

2022

Headquarters

Paris, France

Industry

Fintech; blockchain-based corporate treasury and payments infrastructure

Raising: Seed funding to accelerate development and deployment of Fipto’s corporate treasury and international payments platform using blockchain technology.

Raised: Approximately €15M (reported as about $16M) seed funding announced on or around 14 September 2023.

Total funding: Approximately €15M (about $16M) in seed funding as of September 2023, across one disclosed round.

Use of funds as presented: To further develop and accelerate Fipto’s all‑in‑one payments and treasury solution that enables businesses to convert and send any currency using blockchain for speed, cost efficiency, and transparency.

What happened after the Fipto deck

Following its PSAN registration with the AMF in March 2023, Fipto closed a roughly €15M seed round in September 2023 led by Serena and Motier Ventures, funding the acceleration of its corporate treasury and international payments platform built on blockchain rails.

• PSAN registration with the French AMF (number E2023‑069) on 21 March 2023 for digital asset custody and exchange service
• Seed funding round of approximately €15 million (around $16 million) completed in mid‑September 2023, led by Serena with
• Positioned as a leading French treasury management fintech using blockchain technology for international payments in fia

What the Fipto deck got right

• Strong regulatory positioning and compliance focus. The deck emphasizes a **compliance‑first approach**, including embedded transaction monitoring, strong AML/CFT/KYB policies, and pending EU licenses for both crypto and fiat, backed by confirmed PSAN registration with the AMF in March 2023 (number E2023‑069). This positions Fipto as a regulated, enterprise‑grade provider in a space often perceived as risky.
• End‑to‑end corporate treasury and payments solution. Fipto presents a **comprehensive product stack**: global payments in digital currencies (inbound and outbound), institutional‑grade custody, unified treasury management, and reporting/consolidation delivering audit‑proof aggregated valuation across digital assets. This breadth supports a credible “all‑in‑one” corporate treasury and payments narrative.
• Detailed enterprise‑grade security architecture. The deck’s **security‑first pillar** details enterprise‑grade multi‑layer security, including MPC‑CMP private key protection, deposit address authentication network, policy engines, chip‑level hardware isolation, and full account segregation plus serverless infrastructure for business continuity. Such specificity strengthens investor confidence in operational resilience.
• API‑first design suited to enterprise integration. An **API‑first strategy** is clearly highlighted, with claims that 100% of the offering is accessible via easy‑to‑use RESTful APIs. This aligns well with modern fintech integration patterns and is attractive for corporate and platform partners seeking to embed payments and treasury functions programmatically.
• Clear articulation of corporate pain points and solution mapping. The deck explicitly frames the **pain points for corporates using blockchain native tools**—compliance uncertainty, tax and accounting complexity, fast‑moving environment, stablecoins and CBDCs, and operational risks—then positions Fipto’s solution directly against these challenges, making the value proposition tangible for non‑crypto‑native finance teams.
• Compelling vision linked to concrete initial use case. Fipto’s messaging that “most financial services will be blockchain‑based in the near future” ties a **large market vision** to concrete near‑term use cases (international payments and treasury), balancing long‑term upside with a focused initial product wedge.

What could have been stronger

• Limited visible traction or usage metrics in the deck. The OCR text and public descriptions of the seed deck focus heavily on vision, regulatory posture, and product capabilities but **do not mention concrete customer traction**, such as number of clients, payment volumes, or assets under custody. For a seed‑stage fintech in treasury and payments, the absence of any quantitative traction metrics in the visible slides is a notable gap.
• Regulatory expansion strategy beyond France/EU not clearly articulated. While the deck stresses Fipto’s PSAN registration and pending EU licenses, it provides **little detail on how it will navigate evolving global regulation** beyond France and the EU (e.g., other major markets), which could concern investors given the cross‑border nature of corporate payments in crypto and stablecoins.
• Limited explicit competitive differentiation in the deck. The slides emphasize compliance‑first, security‑first, and API‑first pillars but **do not clearly differentiate Fipto from other blockchain payment or treasury platforms** in terms of unique functionality, price, or customer segment. Without explicit competitive positioning, investors may struggle to see why Fipto will win this market.
• Security claims not backed by referenced audits or certifications. Operational and security risks of managing blockchain‑based payments and custody are acknowledged, yet the deck largely relies on listing technologies (MPC‑CMP, hardware isolation, policy engines) without offering **evidence such as certifications, audits, or insurance coverage**, which are often important to institutional buyers and investors.
• Go‑to‑market roadmap and milestones not visible. The deck frames a large vision around “most financial services will be blockchain based” but **does not show a phased go‑to‑market plan or milestones** (e.g., target verticals, geographic rollout, revenue goals) in the visible content, limiting investors’ ability to assess execution planning.

How an investor would read this deck

What draws attention

• Strength of Fipto’s **regulatory position**, including PSAN registration with AMF and any subsequent licenses (e.g., VASP status in Luxembourg), given compliance is a core pillar.
• Demonstrated **product–market fit**: corporate adoption metrics, payment volumes, assets under custody, and pipeline of enterprise clients using the platform for fiat and digital currency payments.
• Robustness of **security architecture** (MPC‑CMP, hardware isolation, policy engines, account segregation) and any third‑party audits or certifications supporting these claims.
• Clarity of **business model and unit economics**: pricing structure for payments, custody, and treasury services, and expected margins relative to traditional cross‑border payments.
• Dependence on and management of **regulatory and stablecoin risk**, including exposure to specific stablecoins, blockchain networks, and evolving EU and global crypto regulation.

Risks that stand out

• Regulatory risk: Fipto’s business depends on permissive and stable regulation for digital assets, stablecoins, and blockchain‑based payments; adverse changes in EU or other jurisdictions could constrain volumes or require major product changes.
• Technology and integration risk: Enterprise clients must integrate Fipto’s APIs and adapt treasury processes to blockchain‑based flows; implementation complexity could slow adoption, especially for risk‑averse corporates.
• Competitive risk: The corporate crypto‑payments and treasury space includes exchanges, custodians, and specialist platforms; without strong differentiation, Fipto may face margin pressure and customer churn.
• Stablecoin and asset risk: Operational reliance on specific stablecoins and digital assets exposes Fipto and its clients to potential de‑pegs, issuer risk, and blockchain outages.
• Execution risk: Scaling a regulated payments and custody platform across multiple countries, assets, and regulatory regimes requires substantial compliance, engineering, and sales resources; mis‑execution could limit growth despite a strong seed round.

Questions this deck invites

• What are Fipto’s current and forecast **transaction volumes**, number of active corporate customers, and assets under custody, and how have these grown since the 2023 seed round?
• Which **blockchains, stablecoins, and fiat rails** does Fipto support today, and how does it decide which networks and assets to add or potentially remove?
• What specific **licenses or registrations** (beyond PSAN) has Fipto obtained in France, Luxembourg, or other jurisdictions, and what is the roadmap to operate fully as a payment institution with stablecoins?
• How is Fipto’s **revenue model** structured (e.g., transaction fees, FX spreads, custody fees, SaaS subscriptions), and what are the gross margins on its core services?
• What **security audits, penetration tests, or compliance certifications** (e.g., SOC 2, ISO 27001) has Fipto completed, and how frequently are these renewed?

What founders can take from the Fipto deck

• Anchoring a crypto‑native payments and treasury platform in **regulatory compliance** (PSAN registration, pending licenses) can be a compelling differentiator for corporate and investor audiences, especially in a complex regulatory environment.
• Structuring the product story around clear **pillars**—compliance‑first, security‑first, and API‑first—helps communicate focus and reduces perceived risk in a technically complex domain.
• Explicitly tackling the **pain points corporates face with blockchain tools** (regulation, tax/accounting, operational risk) makes the problem and solution relatable to non‑crypto‑native decision‑makers.
• Demonstrating how digital‑asset payments integrate with **existing treasury operations** (unified treasury management, reporting, consolidation) can reassure investors that the product augments rather than replaces established finance workflows.
• Aligning fundraising communications (press releases, funding databases) with claims in the deck—such as regulatory status and product focus—builds **credibility and consistency** across sources and eases investor due diligence.
• Obtaining and highlighting official registrations (like PSAN with AMF) shows how **regulatory milestones** can serve as key proof points in an early‑stage fintech pitch.

Fipto pitch deck: common questions

How much did Fipto raise in the seed round associated with this deck?

Fipto raised about **€15 million (≈$16 million)** in a seed funding round announced on 14 September 2023. Multiple databases and press reports (including Fipto’s own announcement) converge on this figure.

Who invested in Fipto’s 2023 seed round?

The seed round was **led by Serena** (often referred to as Serena Capital), with **Motier Ventures** participating as co‑investor. Several funding trackers list both Serena and Motier as lead or co‑lead investors in this round.

What was Fipto raising money for in this seed round?

According to Fipto’s announcement, the **seed funding will be used to accelerate its platform**, specifically to develop its all‑in‑one payments and treasury solution that lets businesses manage corporate treasury and make international payments in fiat and digital currencies using blockchain.

What does Fipto’s product actually do, according to the deck and public sources?

Fipto’s seed deck and public materials position it as a **corporate treasury and payments solution** that lets businesses manage digital assets, send and receive payments globally in fiat and crypto, and access institutional‑grade custody and reporting, all via an API‑first infrastructure.

What regulatory status did Fipto have at the time of this seed deck?

The deck states that Fipto obtained **PSAN registration with the AMF in March 2023**, and the AMF’s official register confirms Fipto France SAS (formerly Numias France SAS) is recorded under number **E2023‑069** for digital asset custody and related services, with registration dated **21/03/2023**.

Sources

Funding and outcome facts on this page were researched on 2026-08-22 from the pages below.

• Fipto raises €15 million to transform the international payments...
• Fipto: French Fintech Startup Raises $16m From VC Investors
• Fipto raised a $15.96M in a Seed Fundraising round on Sep 14, 2023
• Fipto
• Fipto - Company Profile - Tracxn
• Fipto Becomes Europe's First Dual-Licensed Stablecoin Payment...
• French fintech Fipto raises €15 million in seed funding round
• Fipto 2025 Company Profile: Valuation, Funding & Investors | PitchBook

Fipto pitch deck slides

What each slide of the Fipto pitch deck says

Slide 2

C fipto Financial Services are flawed due to intermediation Corporate Clients Intermediaries <n = oN Other Financial Service providers :

Slide 3

Our Vision is that most financial service will be blockchain based in the near future Our Mission is to enable businesses to access blockchain native financial services, providing enterprise ready usability, transparency and security

Slide 4

C fipto We want to give Coporates access to Decentralized Financial Services Corporate Clients Business critical systems © fipto

Slide 5

We enable Corporates to manage the ¢ fipto challenges linked to using blockchain native tools =l Compliance and changing / unclear regulatory framework Tax and accounting Coins l = SOLANA @ V 1(7) Fast moving complex environment Stable coins ©® usbcoin @ Central bank digital currencies A @ e € Operational risks

Slide 6

Fipto's core pilars Compliance first Embedded transaction monitoring whether in fiat or in crypto Strong AML / CFT / KYB policies and procedures Pending licenses in EU for both crypto and fiat (PSAN registration obtained with the AMF in March 2023) Readily available data for accounting and tax purposes Security first Custodial wallet for digital asset with enterprise-grade multi-layer security: - MPC-CMP private key protection - Deposit address authentication network - Policy engines - Chip-level hardware isolation Full account segregation Robust serverless infrastructure ensuring business continuity ¢ fipto API first Easy-to-use RESTful API 100% of our offering available through API Fully…

Slide 7

Comprehensive payment solution Global payments indigital currencies Enable seamless and fast payments in crypto (inbound and outbound) o Institutional grade custody Safeguard digital assets with highly secure wallets management, deposits and withdrawals G' Unified treasury management Consolidate digital assets and mitigate risks for optimized operational efficiency C fipto Reporting and consolidation Obtain robust and audit-proof just in time' aggregated valuation across all digital assets

Slide 10

. . Cfipto Easily manage your cash flow, seamlessly transact in digital currencies fipto o cren < Total Watot dotaits . BTC 21,85010 ey e Unlimited wallets Sty s e Unlimited addresses e Process payment in crypto just as you would with any fiat payment

Slide 12

Registered Digital Asset Services Provider (PSAN) with the AMF in France for the activities of digital assets custody and trading of digital assets for other digital assets Number: E2023-069 @ fipto

Slide text above is read directly from the Fipto deck PDF embedded on this page.

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